Month: November 2018

What To Do When You Get Into An Accident

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Based on latest available data, our roads have seen 521,466 accidents in 2016. With the steady increase of cars on our roads, that figure is bound to go up.

But worry not; the General Insurance Association of Malaysia (PIAM) already has plans in motion to reduce accident rates by 20% since two years ago and 50% from 2020 onwards. Plus, there is no shortage of car insurance providers in Malaysia.

Accidents aren’t preventable, but there are steps that you can take to ensure both you and you car are taken care of in the event of a collision.

Move your car aside

An accident is dangerous, but a static car in the middle of the road is an even bigger hazard, especially on major highways where people are prone to speeding. If your car can start, drive it to the side of the road or an emergency lane. If it can’t, enlist the help of others to help you push your car to safety.

car malaysia

Step out and assess the damage on both cars

Before you do, first determine if this is in fact just an accident. There are some really creative scams out there where they pretend to bump your car and hijack it the moment you step out. Leave your lamps on if it’s dark and use the torchlight feature on your phone to get a better shot of scratches and dents.

Be firm with you want to do

When accidents happen, people are going to try to make a quick buck off you. Don’t panic when motorcyclists pull over and tell you they “know someone who can fix your car for cheap” or a tow truck appears out of nowhere and coerces you into engaging their services. It’s always better to rely on the assistance of your car insurance company.

Exchange information

Make sure to obtain the name, mobile number, license plate number, and driver’s license number of the other party. That way you can hold them accountable if they decide to disappear.

Immediate settlement or insurance claim

There are only two ways to go about this. Agree on a settlement or claim from your car insurance provider. Think about your No-Claim-Discount (NCD). Are you keen to forego that entitlement for a minor collision where no one is hurt? If yes, head to the police station to make a police report right away.

It’s reassuring to have access to a reliable road assistance service. If you’re actively looking for car insurance, AIG would be a great start.

Visit https://www.aig.my/personal/auto-insurance to learn more.

 

AIG Malaysia: All-In-One Insurance Plan

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For almost Six decades since 1953, AIG seemed to be serving the Malaysian community through innovative solutions that happen to be constantly designed for the needs of an individual and corporate clients. AIG Malaysia currently is operating in 15 offices nationwide, maintained by a considerable network of agents, brokers, and schemes. It provides them the capabilities to give quality services that meet clients’ expectations.

Realize AIG Malaysia’s Present Insurance Offering

Realizing that nothing is more vital than protection and assurance when handling the uncertain future, AIG Malaysia delivers a variety of solutions that will be beneficial to both personal and business needs.

When acquiring assets which can include homes and cars, the authority makes insurance purchase mandatory to make certain that everyone can protect themselves during mishaps. If ever the customers choose to purchase the car of home insurance from AIG, they’re going to be able to enjoy maximum coverage from common risks with the proper payment. Visit AIG home insurance website at www.aig.my/personal/home-insurance/standard-home-insurance and get quotation for your home to be protected by AIG from natural disasters, theft and secured your valuable items.

protect your home from Natural disaster | AIG Home Insurance

Nevertheless, their is still primary aspect every one should prioritize upon. As AIG Malaysia proactively educates people around the importance of a medical insurance plan, it is pleasing to be able to witness a steady boost in numbers of health related insurance purchase every single year due to their tireless effort.

Additionally, citizens also travel more each day, especially thanks to lower travelling cost and growth of the local businesses to overseas markets. Endeavoring to ensure consumers can travel peacefully, AIG gives you a complete travel insurance package which may be purchased that insures both local and global trips.

For organisations and businesses, a high level risk management solutions are made available. From property insurance to liability insurance, marine insurance, aerospace insurance, and even engineering related insurance; corporations are free to subscribe a versatile yet well-rounded plan that serves their risk management needs.

Along with the variety of protection plan available, AIG is capable to provide quality plan to customers from various industries, like for example companies in the hospitality & leisure, import & export, energy, retail, communications, along with media & technology sector. Besides that, since they view the rise of SMEs from the local market, AIG developed a distinctive package that may protect these rising enterprises from all of types of risks as they expand.

Hence, customers who’re interested to acquire more information about AIG Malaysia’s insurance and risk management offerings can go to their site to get details on nearby agents to arrange a private meeting. To customers preferring a straightforward approach, they can simply demand a quote within the website and provide relevant information to make sure that assessment could be made.

Taking innovation in marketing to a higher level, AIG Malaysia has recently worked along with Lazada to grant online insurance purchase within their partner’s platform. With way, customers may have a more friendly online shopping experience as their insurance coverage can be approved in a matter of Three days upon successful purchase and registration.

Foods That Boost The Immune System

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High levels of stress, poor sleep, and poor digestion can lead to a weak immune system. However, there are many foods that we can eat to strengthen our immune system to prevent getting sick.

 

Here are some of the foods you can eat to boost your immune system:

 

Citrus fruits

The first thing we do when we catch a cold is probably to look for Vitamin C. That’s because Vitamin C helps to build up our immune system. Vitamin C can also increase the production of white blood cells. It is the key to fight infections.

 

Citrus fruits like lemon, orange, and grapefruit are excellent sources of Vitamin C. Human body does not produce or store Vitamin C; therefore, we need to consume citrus fruits to boost our immune system.

Immune system

Ginger

Ginger is another thing many turns to after getting sick. Ginger helps to decrease inflammation, which can cure a sore throat and other inflammatory illnesses. It may also help reduce nausea.

 

Ginger is used in many sweet desserts, and it packs some heat in the form of gingerol, a relative of capsaicin.

 

Yogurt

To boost our immune system, we should eat yogurt on a daily basis. Instead of getting pre-flavored yogurt, try to get plain yogurts and add some healthy fruits in it to sweeten the plain yogurt.

 

Yogurt is also a great source of Vitamin D, try to look for yogurt brands that are fortified with Vitamin D. Vitamin D boosts our immune system and is thought to stimulate the body’s natural defenses to help fight diseases.

Shellfish

Most of the time, shellfish is not the first thing that jumps to mind for many who are trying to boost their immune system. However, some types of shellfish contain zinc.

 

Zinc does not get as much attention as the other vitamins, but our bodies need zinc so that our immune cells will function well. Shellfish that are high in zinc include mussels, clams, and crab.

 

Spinach

Spinach is a veg that is great for your overall health. It is not only contaminated with digestion-regulating fiber, but it is also rich in Vitamin C. Like citrus fruits, Vitamin C is a powerful nutrient that helps us prevent the common flu and help lessen symptoms of sickness.

Conclusion

Eating right is important to strengthen the immune system, and there are many other things you can do to protect you and your family from the flu, cold and other illness.

 

To learn more about immunity and nutrition matters, visit https://pediasure.com.my/watchMeGrow/boost-your-childs-immune-system.

 

Pregnancy Safety Tips: What to eat and what not to eat during pregnancy?

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There are some foods you should avoid and some foods you should eat more when you’re pregnant because food intake affects you and your baby.

 

Make sure you understand the pregnancy safety tips and take extra care of you and your baby during pregnancy.

 

Foods you should eat when you’re pregnant:

Broccoli and dark, leafy greens

Broccoli and dark, leafy greens such as spinach contain many nutrients that pregnant women need. Such as fiber, Vitamin C, iron, and potassium.

 

Broccoli and leafy veg contain plant compounds that improve the immune system and digestion. These vegetables can also help prevent a common problem among pregnant women which is constipation.

pregnancy safety tips

Fish liver oil

Fish liver oil is made from the fatty liver of fish. The liver oil contains very rich omega-3 fatty acids which are very important for fetal eye and brain development.

 

Fish liver oil is beneficial for those who don’t eat seafood or supplement because fish liver oil has high vitamin D and omega-3. Eating fish liver oil while you’re pregnant has a lower risk of disease later in the baby’s life.

 

Lean meat

Chicken, beef, and pork contain high-quality protein. Moreover, beef and pork are rich in iron, choline and Vitamin B, and all these are needed in higher amounts for pregnant women.

 

Iron is used by red blood cells as a part of hemoglobin. Pregnant women require more iron since the blood volume is always increasing. Low levels of iron can cause premature delivery and low birth weight.

Foods you should avoid during pregnancy:

Raw meat

You should avoid raw seafood and rare or undercooked beef or poultry. Cook all meat and poultry thoroughly until it is steaming hot and no trace of pink or blood can be seen.

 

Toxoplasmosis is an infection caused by a parasite that is commonly found in meat. If you are pregnant, the infection can be life-threatening to your baby in the womb.

 

Deli meat

Deli meats have been known to be contaminated with listeria. Listeria can cause miscarriage because listeria can cross the placenta and may infect the baby, which could lead to blood poisoning or infection.

 

If you are considering to eat deli meats during pregnancy, you need to make sure that you reheat the meat until it is steaming hot.

Fish with mercury

During pregnancy, you should not eat fish that has high levels of mercury. Mercury consumed during pregnancy has been linked to developmental delays and brain damage.

 

Fish that contain high levels of mercury include tilefish, king mackerel, and swordfish. You can choose to consume fish that has a lower amount like salmon, canned tuna, catfish or tilapia. However, these should be still eaten in moderation.

 

Conclusion

What you consume during pregnancy directly affect the health and growth of your baby in the womb. This list should be a good start towards a healthy and well-nourished pregnancy.

 

To learn more diet changes during pregnancy, visit https://abbottnutrition.com.my/pregnant-mom/tips-staying-healthy-safe-during-pregnancy!

 

A look at Lafarge ProSolutions

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Discuss construction trends, most people definitely bring to mind the tallest building, correct? Right here, in Malaysia, some other construction trend is green building. So many building material company available in the market, thinking about where you can choose can be difficult. We’ll introduce Lafarge ProSolutions for you and also make it your single preference.

Quality Solutions & Services of Lafarge ProSolutions

In facts, numerous mega projects in Malaysia like Petronas Twin Towers, Penang Bridge, Rapid LRT Line, and KLIA is using Lafarge ProSolutions’ solutions. Despite than that, its goods also appropriate for individual users to acquire a sustain and delightful desire house. Lafarge ProSolutions is always for the clients.

Cement

Cement, is the most vital material in building construction. Lafarge ProSolutions offer you a collection of cement to fit your desire wants. Typical purpose usage? They’ve Phoenix cement or Rumah cement. Environmentalist? They’ve got Top Standard, an environmentally friendly cement. They also have RoadCem, a cement for soil stabilization.

QuickMix

QuickMix by Lafarge ProSolutions is another quality product for individual and industry purpose. QuickMix is effortless to apply and offer high bonding strength. There’s no need to stress over cracking issue as QuickMix is high durability and good weather resistance. It’s also easy to be handled as it is available in bag packaging.

Concrete

Lafarge ProSolutions comes with a choice of well-designed concrete to fit different desired needs. The demand for excellent decorative and structural concrete solutions are growing, Lafarge ProSolutions is always growing to meet the demand. You may obtain the high-performance material from them for a variety of usage.

concrete

Special Project Team

Executing a mega project is truly a real pain, therefore Lafarge ProSolutions created this Special Project Team. Characterized by a team of experienced professionals, the Special Project Team helps businesses run their projects by supplying consultancy, design, projects supervision, engineering, contracting and asset management help.

Safety & Health

Working within the construction site having a high-risk connection with wellness injury issues simply because of having many tools, machinery, and dirt. With experience in handling mega projects, Lafarge ProSolutions offers health and safety solutions by implementing Visible Personal Commitment, VPC.

Innovation Hub (IH)

In moving perfectly into a better and sustainable future, Lafarge ProSolutions has spent much on Innovation Hub. The IH assists in performing discussion and address issues in the building materials industry. And this also involving government stakeholders, industry professionals and academic institutions.

Conclusion

Lafarge ProSolutions have already been involved and contributed lots in construction for mega project and individual project. They always improves to offer good quality product. As well as never hurts the mother nature. Visit the website now at https://lafargeprosolutions.com/products/materials/concrete/ to know about building material as well as how they could become your good partner. 

How to Spot a Foreign Exchange Scam

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Foreign exchange, also known as forex, is the buying, selling, and trading of currency. In Malaysia, foreign exchange is only legal when it is done through a licensed onshore bank or with individuals that got approved by Bank Negara Malaysia (BNM).

However, there are many foreign exchange frauds and scams on the internet. If you’re not careful to spot a forex scam, you could risk losing a lot of money.

Look out for these warning signs when you’re forex trading:

High Initial returns

If it’s too good to be true, it’s likely a scam.

Fake operators may offer attractive high returns for the initial investment to lure investors to get on board. The large amount of profit gained encourages investors to reinvest. However, this is when victims fall into their trap and lose all their money.

foreign exchange rhb

Exists as an overseas operation

There’s a reason why only allow foreign exchange trading with licensed banks or individuals. If you encounter any problems with an offshore operation, authorities in Malaysia don’t really have any power to do anything.

Forex scammers would inform investors that they operate overseas and require them to send the contract and documentation to get it signed. In reality, the scammers will not sign anything. At this point, there’s nothing much you can do as there is no binding contract between you and the frauds, which also means you can’t take any legal action against them.

Lack of documentation

Illegal operators tend to claim that they work on a small scale for efficiency. They will also tell you that there’s no need for any identification or documents to trade.

Lack of documentation is a major red flag. Without them, you can’t verify any transactions.

Conclusion

Foreign exchange often gets a bad reputation due to reports of fraud and scammers, but if you’re careful with who you’re trading, there should be no problem in forex trading. Only deal with licensed traders, and check with authorities if you’re unsure about a trader.

Engage in foreign exchange trading with RHB by clicking https://www.rhbgroup.com/products-and-services/business/treasury/foreign-exchange!

Kid Best Formula & Nutrition Products by Abbott Nutrition

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Nutrition is really important to the health, specifically our infant years where it comes with a significant result on our growth and development. It is very important to absorb the correct nutrients to give us an excellent maturation process. Among the most established and recommended brands that pack all the right nutrition for any growing child is Abbott Nutrition. As you read through will explore some great benefits of a number of Abbott brands and just how they support children’s needs.

Pediasure

Child growth | Pediasure Malaysia

Pediasure. Pediasure is a product for children as being nutrition source, as it is often common for the children now to become fussy eaters, which caused them to be unable to take in the daily dose of proteins, carbohydrates, and minerals as recommended. For the reason that lack of nutrition makes children more susceptible to diseases, daily intake of 3 servings of Pediasure will help to strengthen their antibody level.

Pediasure contains the right balance of nutrition and calories meant for healthy kids. Have you figured out that Vitamin B12 and Vitamin A are expected for the brain and the entire child growth? Other than that, they will certainly also require healthy amounts of Biotin, magnesium, copper, zinc, chromium and selenium to grow bigger and healthier. Find more about your loved one growth tips at pediasure.com.my/watchMeGrow/child_growth

Similac

Similac. This formula milk is manufactured specifically to improve children’s learning abilities. It happens to be set with DHA, lutein, ARA, choline, natural vitamin E, and several other key nutrients that may be crucial to enable more brain cell connections. The formula is incredibly designed for kids between One to ten years old.

Similac aids to support a baby’s overall growth like their brain, eye, and natural immunity. Final results of each one ingredient are; DHA assists you to improve brain development, Lutein is a nutrient seen in breast milk that is needed for improving eye health. Vitamin E is essential for supporting cell development, Nucleotides will be the fundamentals for generating a strong disease fighting capability, Antioxidants helps to protect your baby’s cells with nutrients like vitamin C, E and selenium. And lastly, Prebiotics for encouraging digestive health for a stronger body’s defence mechanisms.

For that older generation, you will find there’s Ensure, Ensure is mostly a formula for fragile adults with a low degree of energy. Ensure contains nutritional essentials such as Vitamin A and B12, niacin, selenium, chromium and many more. As it is lactose-free, gluten-free and adjusted to the nutritional needs of adults, this formula is a great supplement.

Ensure shouldn’t be suggested for the intake of children mainly because the nutritional content is not optimized with regards to their needs. Instead, the item is highly recommended for patients in hospitals, particularly for those people who are currently battling with a critical illness. Those post-surgery patients which have been having issues eating solid food may well benefit from this item. Ensure is often mixed with a fluid to deliver an individual’s daily nutritional requirements by using a gastric tube, even when the patient cannot chew or swallow.

To summarize, Pediasure is a product to aid children’s mental and physical growth. Meanwhile, Similac provides nutrition to children as a way to boost their learning abilities. Lastly, Ensure is actually a product produced to provide essential goodness to adults with difficulty consuming normal food.